Taxi Breakdown Cover

Taxi breakdown cover is designed to protect you if your ever left stranded on the road because of a taxi fault. A comprehensive policy from Plan will ensure your back on the roads as soon as possible, in the event of a road side accident.

Taxi Breakdown Cover is designed for any professional driver that carries passengers for profit. If you have ever been in a car accident or broken down by the roadside, you know how difficult it can be to arrange Taxi Roadside Assistance, and that’s without the worry of what to do with your passengers.

Plan Insurance Brokers will make sure that in the event of a road side accident, a highly trained recovery vehicle specialist will be sent to you as soon as possible, 24 hours a day, 365 days a year.

If your vehicle cannot be fixed at the road side then the cover will cater for the cost of on-wards transportation for your passengers and for yourself.

Taxi Breakdown Cover is designed to insure you for three different outcomes when your taxi breaks down with passengers on board:

1/ Taxi Roadside assistance

If during the course of your journey, your vehicle breaks down, your insurer will arrange, pay call-out fees and the labour charges needed to get the vehicle back into action.

If the vehicle can’t be repaired at the roadside, the cover will accommodate the costs for getting the vehicle to the nearest garage.

2/ Vehicle recovery

If your vehicle breaks down and can’t be repaired at the garage on the same day, the vehicle recovery element of a Taxi Breakdown Policy is designed to cover the cost for getting the vehicle back to your home, office or destination where it can be repaired. There are usually restrictions on distance from the breakdown.

3/ Alternative travel / overnight accommodation

If your vehicle breaks down and you are over a given distance from home (often, a policy will stipulate 25 miles) the policy will provide for either alternative Road/Rail Travel for you and passengers to reach your destination or one night’s hotel accommodation for you and paying passengers.

In addition, our Taxi Breakdown Cover provides you with a Home-Start service – where support will come to your aid if your vehicle won’t start at your home address.

A typical Taxi Breakdown Cover Policy in most instances should include:

• A 24 hour ‘one call’ break down hot line.
• Onward Transportation if your vehicle can not be repaired at the road side.
• Additional Cover for anyone driving the vehicle who is insured and has your permission
• Roadside Assistance for anywhere in the UK mainland
• Wheel Changes
• Home Start Cover

Unlike some alternative breakdown policies that are designed to cover vehicles used for more standard purposes such as social domestic and pleasure, our taxi policy insures a specific vehicle,  and not an individual.

Just one call to our 24-hour control room is all it takes to get you moving again. We will take details of your vehicle, location and circumstances and then immediately dispatch one of our operators, who will normally be with you in an hour.

Plan’s Claims team will make sure that in the event of a breakdown or accident, a highly trained vehicle recovery specialist will reach you quickly to provide assistance. As well as roadside assistance and breakdown our cover even extends to your home.

What information will I need?

Upon receipt of payment you will be issued with your personal schedule of cover along with your membership card. We recommend you keep this in your vehicle at all times.

Home start cover is included in your Breakdown Cover. An agent will attend your address and assist you should your vehicle fail to start. If a breakdown recovery agent is unable to repair your vehicle, you will be towed to the nearest garage.

A roadside repair will be carried out if possible, allowing you to continue your journey.

If a roadside repair is not possible you will be taken to a garage of your choice within a 20 mile radius of the breakdown, and you will be taken to one chosen destination. If your vehicle cannot be repaired on the same day, your vehicle will also be taken to your chosen destination.

Onward transportation cover will only be provided to one destination, and can only be used if the vehicle cannot be repaired at the side of the road.

• Onward transportation
• Friends and relatives message service
• Cover for anyone driving the vehicle who is insured and has your permission
• Roadside assistance
• Wheel changes
• 24 hour 365 days a year assistance to anywhere in the UK mainland
• Home Start Cover
• Optional European breakdown cover
• Home start cover

Being an independent taxi broker, we dedicate our time to getting to know our clients and their businesses. We concentrate on what our customers need from their insurance and arrange cover to suit their requirements.

This means we can give you access to highly competitive rates by making sure you are only paying for what you need.

We focus on staff training and customer service keeping our clients up to date and informed from setting up their policy, renewing it and managing their claims should they need to.

Our team is readily available in our UK offices. We can arrange your comprehensive taxi breakdown policy over the phone and get you insured immediately.