In 2020, the world stopped. The government lovingly came to our rescue. They gave businesses, such as car dealers, enough money to ‘furlough’ the workforce and prevent people from losing their jobs. Boris Johnson didn’t create a furlough scheme that discriminated between industries that were badly affected and those that weren’t. The furlough scheme wasn’t Continue Reading…

Determining whether a contractor is bona-fide or labour-only can be tricky for many firms working in the construction industry. With employer’s liability being a legal requirement for contractors utilising the services of labour-only contractors it is crucial that business owners know the difference. Below we have provided a simple explanation of the key points of Continue Reading…

Across industry lines, slips and trips repeatedly reign as the most common cause of workplace injury. In fact, slips and trips contribute to nearly 40 percent of total employee injuries in the UK each year. Employers like you could suffer from lost productivity, lowered staff morale and hefty HSE prosecution costs following a slip and Continue Reading…

Increased construction costs due to a higher than expected level of inflation might only seem to be an issue if you have a building project in mind. However, it’s worth noting that inflation can also have a serious knock-on effect to your property-owners and landlords’ insurance. Here we explain in detail how and why landlords Continue Reading…

Chancellor Rishi Sunak unveiled the contents of his Budget to parliament on October 27th. It was eagerly awaited with big choices to be made. What funds would the government allocate in the next three years to – health, policing, education and numerous other public services requesting additional support? And just as crucially would additional taxation Continue Reading…

The beginning of a wet work permit is at the heart of every wet work programme. Before undertaking any type of wet work (e.g. plumbing, piping, pumping, or drainage) on the job site, employees, third-party service providers, and independent contractors should fill out a request for a wet work permit and have it approved by Continue Reading…

At Plan Insurance Brokers we take pride in providing our Commercial Insurance customers with the up to date risk management information relating to their industries’. For that reason we will continue to create our Commercial Series blogs, this week we look at Risk Summary and Cover Checklists for Roofing Contractors. You can download an example Continue Reading…

Roofing is a competitive and profitable business, and contractors can build a solid customer base and reputation by putting in years of hard effort. Roofing contractors devote their knowledge, time, and energy to the construction or maintenance of long-lasting roofs. Owning a roofing contractor business, on the other hand, maybe physically and psychologically demanding, and Continue Reading…

Funding is crucial for any business but it can be surprisingly challenging and highly frustrating. At Plan we aim to support our commercial clients as much as possible. One way we can do so is to recommend trusted, best in class suppliers that we’ve worked with ourselves. Ethos Asset Finance fall perfectly into that category. Continue Reading…

Workplace injuries are serious incidents that employers must take every precaution to prevent. Health and safety is a serious business. In case you need to spell out to members of your organisation just how important keeping on top of it is, the HSE have published their annual work place H & S report for 2019 Continue Reading…