Data recently released by leading insurer Aviva estimated that nearly half of all SME’s are underinsured. The country continues to face exceptional levels of inflation. So it is more important than ever that your insurance intermediary ensure that you are provided with the right level of support, guidance and, perhaps most crucially, cover. Insurance isn’t Continue Reading…

Every year, the HSE releases its annual data on employee health and safety across the United Kingdom. The most current data ranges from April 2021 to March 2022. The data contain statistics on occupational illness, workplace injuries, and the impact of the COVID-19 epidemic. Furthermore, the included enforcement numbers serve as a sharp reminder of Continue Reading…

A UK based business was recently fined £400,000 and ordered to pay costs of £19,841.99 after an employee was killed loading and unloading a trailer. The incident took place while an employee was delivering goods to another business based near Salisbury. Plan Insurance can accommodate your Business’s Commercial Insurance needs. Just fill in our short call back form, Continue Reading…

Staircraft Group Limited, a carpentry and joinery firm, was fined when an employee fell 3.5 metres to the ground while working at height. The business was fined £200,000 and ordered to pay £6,477.93 in expenses. We look into the circumstances of the incident. Plan Insurance can help you build your Construction & Contractors insurance cover… Continue Reading…

The increased temperatures and longer summer days cause or worsen a variety of risks and hazards. During the summer, businesses must be especially cautious of the following hazards… Risk of dehydration Dehydration happens when the body loses too much water. And the impact can often take sufferers by surprise. It might happen as a result Continue Reading…

In 2020, the world stopped. The government lovingly came to our rescue. They gave businesses, such as car dealers, enough money to ‘furlough’ the workforce and prevent people from losing their jobs. Boris Johnson didn’t create a furlough scheme that discriminated between industries that were badly affected and those that weren’t. The furlough scheme wasn’t Continue Reading…

Determining whether a contractor is bona-fide or labour-only can be tricky for many firms working in the construction industry. With employer’s liability being a legal requirement for contractors utilising the services of labour-only contractors it is crucial that business owners know the difference. Below we have provided a simple explanation of the key points of Continue Reading…

Across industry lines, slips and trips repeatedly reign as the most common cause of workplace injury. In fact, slips and trips contribute to nearly 40 percent of total employee injuries in the UK each year. Employers like you could suffer from lost productivity, lowered staff morale and hefty HSE prosecution costs following a slip and Continue Reading…

Chancellor Rishi Sunak unveiled the contents of his Budget to parliament on October 27th. It was eagerly awaited with big choices to be made. What funds would the government allocate in the next three years to – health, policing, education and numerous other public services requesting additional support? And just as crucially would additional taxation Continue Reading…

The beginning of a wet work permit is at the heart of every wet work programme. Before undertaking any type of wet work (e.g. plumbing, piping, pumping, or drainage) on the job site, employees, third-party service providers, and independent contractors should fill out a request for a wet work permit and have it approved by Continue Reading…