Disruptive Tool Theft Leads To Misery For Tradespeople & Mechanics
Data has recently revealed that in 2022 across England, Wales and Northern Ireland tools were stolen every 15 minutes. This amounts to an enormous number of thefts. The consequences being: work carried out late or not completed at all as well as the stress and time lost sourcing replacements for the stolen items. One source Continue Reading…
Why Is Asbestos Still A Problem In Today’s Britain?
The Health and Safety Executive (HSE) estimates that asbestos could still be lurking in up to 1.5 million workplaces across Britain, as well as in many homes, despite efforts to eradicate it. Asbestos is not just a thing of the past. Surprisingly, it remains the leading cause of work-related deaths in the UK, with more Continue Reading…
The End of Not So Smart Motorways
A policy that saw the introduction across the country of high speed roads without hard shoulders is set to be abandoned. After multiple deaths on Smart motorways, The Times is reporting that no more will be constructed in England. The use of seven trial roads were paused in 2022 pending a safety review, these will Continue Reading…
Contractors All Risks Insurance – Are you fully compliant?
Many firms within the UK’s Construction sector own the plant and machinery that they use on-site and any clauses and conditions in your Contractors All Risks or Plant Insurance policy must be complied with fully. Taking the time to read through any proposal of cover, before a policy is incepted, is essential. Theft of plant Continue Reading…
Summary of the Spring Budget 2023 for Businesses
Business owners and entrepreneurs across the UK have been hard hit over the last few years. The Chancellor framed the Spring 2023 budget as one focused on boosting the labour market and in turn the economy. Nothing new there then! Borrowing has actually been £25 billion lower than projected in November. To the surprise of Continue Reading…
Protection Against The Threat of Underinsurance
Data recently released by leading insurer Aviva estimated that nearly half of all SME’s are underinsured. The country continues to face exceptional levels of inflation. So it is more important than ever that your insurance intermediary ensure that you are provided with the right level of support, guidance and, perhaps most crucially, cover. Insurance isn’t Continue Reading…
HSE Safety – HSE Annual Statistics Explained
Every year, the HSE releases its annual data on employee health and safety across the United Kingdom. The most current data ranges from April 2021 to March 2022. The data contain statistics on occupational illness, workplace injuries, and the impact of the COVID-19 epidemic. Furthermore, the included enforcement numbers serve as a sharp reminder of Continue Reading…
Tragic Incident Results in Huge HSE Fine
A UK based business was recently fined £400,000 and ordered to pay costs of £19,841.99 after an employee was killed loading and unloading a trailer. The incident took place while an employee was delivering goods to another business based near Salisbury. Plan Insurance can accommodate your Business’s Commercial Insurance needs. Just fill in our short call back form, Continue Reading…
HSE Prosecution Case Study – £200,000 Fine For Working at Height Violation
Staircraft Group Limited, a carpentry and joinery firm, was fined when an employee fell 3.5 metres to the ground while working at height. The business was fined £200,000 and ordered to pay £6,477.93 in expenses. We look into the circumstances of the incident. Plan Insurance can help you build your Construction & Contractors insurance cover… Continue Reading…
HSE Summer Safety Cornerstones & Risk
The increased temperatures and longer summer days cause or worsen a variety of risks and hazards. During the summer, businesses must be especially cautious of the following hazards… Risk of dehydration Dehydration happens when the body loses too much water. And the impact can often take sufferers by surprise. It might happen as a result Continue Reading…