Motor Trade Combined Insurance

If you operate your business from premises that you own, for example an MOT Centre or Repair Garage, then a Motor Trade Combined Policy will be suited for you and ensure you are covered for any potential risks. A combined policy will cover you against damage to property, stock, money held on site as well as liabilities like professional Indemnity.

A Motor Trade Combined Policy can be arranged to cover everything from Employers Liability to Buildings Premises Insurance. We understand that every business is different and requirements will vary, so we work to tailor your policy to reflect your specific, individual needs.

Motor Trade Combined Policies can include:

• Buildings, Contents, Money and Vehicles at motor trade premises
• Employers Liability, Public Liability and Service Indemnity
• Cover for Service, Repair, Sales, Dealerships and MOT Stations
• Road Risk Cover, Goods in Transit, Loss or Damage to Tools and Equipment

When taking out a policy with Plan we can offer you a pre-quote site visit, instant expert assessment of your risk over the phone, quotes from several leading insurers, flexible payment options and a complete claims management service.

Road Risk policies are designed for traders that require cover for motor repairs, maintenance and sales. This policy will include cover for driving or moving vehicles whilst carrying out your day to day work and typically are trading from home rather than a business premises.

If you own premises and carry out your work from there, for example an MOT Centre or Repair Garage, then a Motor Trade Combined Policy will be suited for you as it will cover any potential risk. A combined policy will cover you against damage to property, stock, money held on site as well as liabilities. All of these covers will be held under one policy meaning one renewal date and one set of policy documents.

When arranging cover with Plan you will be offered a competitively priced before the event motor legal insurance product. Our motor legal insurance supplier’s expert advice will ensure that you have support in order that you may conveniently pursue a claim against a third party’s insurer.

An additional benefit of the motor expenses insurance that we offer is that it provides cover for all your un-insured motor related losses. Should you have need to claim, this would include the pursuit of your motor insurance excess, damage to your property incurred during the accident and also assistance with claiming from councils for tyre and wheel damage caused by pothole damage.

At Plan, we specialise in Motor Trade Insurance. Our experience has allowed us to streamline numerous risk presentation forms in to one question set meaning we can get you on cover with little to no hassle. We have the knowledge behind us to create a bespoke policy for you, that suits your exact requirements.

Let us know the needs of your business, we will use this information to provide a bespoke quotation at a competitive premium with our panel of industry leading insurers.