Wholesale & Warehousing

Wholesale businesses and warehousing firms play a huge role in the UK’s economy. The country’s supply chain relies on the steady flow and safe storage of vital goods. Wholesale and warehousing companies will have very specific insurance requirements. It’s crucial these differing demands are met. As a result, Plan will ensure bespoke wholesalers insurance and warehousing cover is arranged to provide your company with the protection it needs for the risks it faces.

Plan also offer a range of very useful risk management services, including a number that are made available free of charge. Additionally our customer service and claims performance is independently rated as achieving a platinum level.

Stock insurance is of course a prime consideration for warehouse owners and wholesale businesses.  The value and quantity of stock held in a warehouse will no doubt alter considerably over the course of the year, in line with seasonal demand. Stock cover will be arranged to allow sufficiently for these uplifts. Any commercial combined policy arranged to provide wholesalers or warehouse owners with insurance can include cover for the building itself, multiple liabilities, other valuable contents and equipment, fixtures & fittings, business interruption and goods whilst in transit (worldwide if required) amongst other risks.

Wholesaler insurance policies should provide robust cover for the goods you import. Your business may need to protect goods in transit from all over the world. Whether they are being moved within the UK or from the EU, North America, Asia or anywhere globally we will seek to arrange the necessary cover to fully protect your company’s interests. Product liability for the goods you sell should also be explored in detail.

Your business insurance can be arranged to cover the following risks:

• Public Liability
• Product Liability
• Employers’ Liability
• Motor Fleet
• Contractors All Risk
• Goods in Transit
• Professional Indemnity
• Tools
• Plant
• Excess Layer Liability
• Property Insurances
• Directors & Officers
• Cyber Liability
• Specialist Schemes and Tailored Packages

Having the right risk management procedures in place is vitally important for warehousing and wholesale firms. Correct, up to date document templates and guides can help you minimise risk and remain compliant with regulations. Failure to do so could result in huge potential liabilities as well as the threat of criminal prosecution.

As part of our goal to prevent claims we offer our construction and contractors clients personalised Health and Safety documents, Risk Assessments, Method Statements and much more. These additional documents are supplied to your business at no extra cost when you take out a policy with Plan. Read more about our  risk management services here.

Our package includes business continuity templates that are updated annually which you can use as guidance and to track your business operations. With this, you will also receive regular notifications regarding legislation changes that are relevant to your business. Read more about our extensive free Risk Management Templates as well as the additional, very cost effective solutions offered by our Plan Essentials support package.

Our informed advice and independent claims guidance, based on over 30 years of industry experience, all comes as part of the service. Our motor claims help line will also proactively report incidents to your insurer on your company’s behalf and arrange courtesy vehicles whenever possible.

That should all go without saying. Though, we do also offer the following innovative claims solutions:

Loss Adjuster Assistance Insurance – Should you need to make a claim on your commercial insurance with a value in excess of £5,000 having unlimited advice from a professional loss adjuster could prove a fantastically helpful resource to draw upon. We offer an insurance policy that will provide a  personal loss adjuster who can prepare and present your claim to your insurers. They’ll also be able to negotiate with them, organise interim payments from your insurers where necessary, attend insurer meetings and handle all correspondence. Read more about the incredibly useful support that a Loss Adjuster Assistance Insurance policy can offer for comparatively low premium.

HSE Assistance Inspection Assistance – An unannounced inspection or an investigation by HSE following an accident could have a serious impact on your business. We offer an insurance service that provides businesses regulated by the HSE with reassurance of knowing that should they need it, they’ll have 24/7, 365 days a year access to assistance to minimise any downtime and distraction. Your business will have cover to help meet the costs of a Health and Safety Executive intervention. Your team will also receive guidance from a Health and Safety expert to help you handle the Health and Safety Executive inspection process, review relevant documentation and to draft a response. If the HSE wish to conduct an interview under caution’ cover for legal fees to represent you are an added benefit. Read more about this low cost HSE Assistance Inspection Assistance solution that could prove highly valuable.

Wholesale businesses and warehousing firms play a huge role in the UK’s economy. The country’s supply chain relies on the steady flow and safe storage of vital goods. Wholesale and warehousing companies will have very specific insurance requirements. It’s crucial these differing demands are met. As a result, Plan will ensure bespoke wholesalers insurance and warehousing cover is arranged to provide your company with the protection it needs for the risks it faces.

Plan also offer a range of very useful risk management services, including a number that are made available free of charge. Additionally our customer service and claims performance is independently rated as achieving a platinum level. Our three step plan to protect, prevent and perform is designed to mitigate the impact of incidents on wholesale and warehousing businesses.