SME Package Insurance

At Plan, we let you focus on your day-to-day tasks with full knowledge that your SME Package insurance policy will protect your business against the risks you face on a daily basis.

Let us know the needs of your business, we will use this information to provide a bespoke quotation at a competitive premium from our panel of industry leading insurers.

SME Package Insurance policies can be built to include sections of cover based on your business needs.

Typically they offer protection for property and liability risks. However other optional elements can be included such as cyber cover. A SME Package Insurance policy should provide a firm foundation to meet your small business’s insurance needs.

Amongst other elements they might provide::

• Professional indemnity
• Public Liability
• Employers Liability
• Owned and/or hired plant
• Buildings, Office & Yard Cover
• Stock & Equipment Cover

We will be happy to assist new ventures without previous trading or insurance experience to obtain suitable cover at an affordable premium.

At Plan Insurance Brokers, we provide sme insurance packages for a range of trades and occupations. See below our a list of trades we can cover:

• Bricklayer’s Insurance
• Builder’s Insurance
• Carpenter’s & Joiner’s Insurance
• Carpet Cleaner’s Insurance
• Carpet Fitter’s Insurance
• Catering Insurance
• Ceiling Contractors
• Cleaner’s Insurance
• Cleaning Contractor’s Insurance
• Commercial Cleaning Insurance
• Courier’s Insurance
• Curtain & Blind Installer’s Insurance
• Curtain Cleaner’s Insurance
• Door Fitter’s Insurance
• Double Glazing
• Electrician – Industrial
• Electrician’s Insurance
• Fencing Contractor’s Insurance
• Fireplace Installation
• Handyman Insurance
• Kitchen Fitter’s Insurance
• Kitchen Installer’s Insurance
• Kitchen Planner & Designer’s Insurance
• Painter’s & Decorator’s Insurance
• Plumber’s Insurance
• Plumbing & Heating Contractor’s Insurance
• Plumbing Contractor’s Insurance
• Plumbing and Heating Engineer/Contractor
• Quantity Surveyors
• Roofer’s Insurance
• Window Cleaner’s Insurance

Having the right business insurance in place with correct up to date document templates and guides can help you minimise the risk and liabilities that can take a huge hit on your companies’ profits.

We offer our clients personalised Health and Safety documents, Risk Assessments, Method Statements and much more for your business. These additional documents are supplied to you at no extra cost when you take out a policy with Plan.

Our package now includes business continuity templates that are updated annually which you can use as guidance and to track your business operations. With this, you will also receive regular notifications regarding legislation changes that are relevant to your business.

Employee theft cover is referred to by insurers as fidelity guarantee. It can range from the stealing money or goods, to charging less to a friend or family member for items being purchased than their actual value. It can also include Employee fraud and embezzlement. Employee theft cover can be arranged as part of a commercial insurance package policy.

Cash in transit insurance can be arranged to cover you for losses or damages incurred whilst physically moving money. If you hold money inside a safe at your business premises, then a cash-in-safe policy will protect you against any loss or damage to the money that is being kept in the safe at the insured business location. A lower limit of cover will usually be available for money not stored in a safe.