Logistics & Distribution Insurance

Logistics is clearly not simply the supply of goods via transportation. It can also involve overseeing inventory, packaging, security and warehousing. As a result of this complex combination of activities, your firm will need both a suitable motor fleet insurance and a comprehensive commercial combined policy.

Your business insurance can be arranged to cover the following risks:

• Public Liability
• Product Liability
• Employers Liability
• Motor Fleet
• Contractors All Risk
• Goods in Transit
• Professional Indemnity
• Tools
• Plant
• Excess Layer Liability
• Property Insurances
• Directors & Officers
• Cyber Liability
• Specialist Schemes and Tailored Packages

We simplify commercial insurance by breaking it down into the following three steps, Protect, Prevent and Perform. First we ensure quality protection, tailored to your firm’s needs is arranged at competitive prices. To prevent avoidable incidents that could be costly, time consuming and even tragic in some instances, we provide extensive risk management services free of charge. And, when incidents do occur, you will benefit from expert advice and the host of first class support services offered during the “protect” process.

Our business essentials policy is also available, providing incredibly cost effective assistance to a number of back office functions. Your firm could benefit from: emergency assistance, free legal support, legal cost protection, approved online health and safety training courses, disaster recovery/continuity planning as well as numerous other valuable risk management tools.

A significant area of efficiency for many Logistics and Distribution business clients has been the emergence of pay per mile fleet insurance products. Plan is at the forefront of broking these innovative solutions. Logistics and Distribution Fleet operators can make significant cost savings. This is achieved via the avoidance of paying to cover under-utilised vehicles but also the introduction of telematics systems. Telematics greatly improves Logistics and Distribution Fleet managers’ ability to monitor drivers and positively influence their behaviour.

Our informed advice and independent claims guidance, based on over 30 years of industry experience, all comes as part of the service. Our motor claims help line will also proactively report incidents to your insurer on your company’s behalf and arrange courtesy vehicles whenever possible.

That should all go without saying. Though, we do also offer the following innovative claims solutions:

Loss Adjuster Assistance Insurance – Should you need to make a claim on your commercial insurance with a value in excess of £5,000 having unlimited advice from a professional loss adjuster could prove a fantastically helpful resource to draw upon. We offer an insurance policy that will provide a  personal loss adjuster who can prepare and present your claim to your insurers. They’ll also be able to negotiate with them, organise interim payments from your insurers where necessary, attend insurer meetings and handle all correspondence. Read more about the incredibly useful support that a Loss Adjuster Assistance Insurance policy can offer for comparatively low premium.

HSE Assistance Inspection Assistance – An unannounced inspection or an investigation by HSE following an accident could have a serious impact on your business. We offer an insurance service that provides businesses regulated by the HSE with reassurance of knowing that should they need it, they’ll have 24/7, 365 days a year access to assistance to minimise any downtime and distraction. Your business will have cover to help meet the costs of a Health and Safety Executive intervention. Your team will also receive guidance from a health and safety expert to help you handle the Health and Safety Executive inspection process, review relevant documentation and to draft a response. If the HSE wish to conduct an interview under caution’ cover for legal fees to represent you are an added benefit. Read more about this low cost HSE Assistance Inspection Assistance solution that could prove highly valuable.