As housing reaches record levels of unaffordability one mortgage lender has taken a bold stance. A typical home in England is now 8.7 times the average annual disposable household income, according to data from the Office for National Statistics. So is this sustainable and should policy makers be taking action? Why Have Property Prices Risen? Continue Reading…
Extra funds saved during the pandemic and a stamp duty discount, as well as fundamental changes in how people live, accelerated buying and selling patterns from 2020 onwards. Some experts believe the housing market is due to crash, others believe it will slow but remain stable. So who is right? New mortgages are declining, but Continue Reading…
The increased temperatures and longer summer days cause or worsen a variety of risks and hazards. During the summer, businesses must be especially cautious of the following hazards… Risk of dehydration Dehydration happens when the body loses too much water. And the impact can often take sufferers by surprise. It might happen as a result Continue Reading…
Public health is still being affected by the COVID-19 pandemic, with infection rates in the UK rising recently. According to the Office for National Statistics, an estimated 3.5 million Britons tested positive for COVID-19 during the first week of July, which is a 30% increase from case estimates from the prior week (ONS). Based on Continue Reading…
It’s 4:30 am on a quiet British summer night. Everyone is sound asleep. You are awoken suddenly by a loud bang. You rise from your bed in your Grade II listed home in Central London. What could the sound be? Before you know it, intruders are coming in, a big group of them, through the Continue Reading…
Despite rising concerns surrounding the UK economy, house prices continue to defy gravity by climbing higher than ever. However, the price rise seems to be slowing. For now, anyway. The average cost of a UK home increased to £278,000 in March 2022, which was a rise of £24,000 in a single year. The rate at Continue Reading…
Rapidly rising fuel costs are the driving force behind the current cost of living crisis. Demonstrations across the country are demanding that the Government take decisive action. In this article, we look at what can be done to help UK motorists that rely on being on the road. The question concerning most vehicle owners is: Continue Reading…
New car registrations last month were down 24% compared to the same month the previous year. In fact, they were at their lowest level since 1996. Furthermore, data suggests that sales this year will be even lower than the 1.6 million in 2020, which makes it the worst since the 1992 recession. On top of Continue Reading…
Online car dealer Carzam has ceased trading only 18 months since launching. The company was seen as a smaller but still significant rival to the likes of Cazoo and Cinch. It was seeking to follow a familiar path to its competitors but had years’ worth of top-level motor trade experience within the management team. Given Continue Reading…
Government policy has been perceived as anti-landlord in recent years. An increased tax burden, stricter regulations and tenant-leaning legislation has hit the sector hard. Yet, an estimated 11 million people still rent their homes from private landlords. That is a considerably higher number than those living in social housing. Plan Insurance can accommodate your Property Continue Reading…
